Are you willing to pay more for MAAC insurance? - Page 4 - RCCanada - Canada Radio Controlled Hobby Forum
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View Poll Results: Are you willing to pay more for MAAC insurance? (Choose best match)
Yes, I'm willing to pay more as part of my basic MAAC dues. 16 21.92%
Yes, but those that want off-field coverage should pay a separate premium. 23 31.51%
No, better coverage is essential to me but we should drop other expenses to cover the cost. 25 34.25%
No, this not important enough to pay extra for. 9 12.33%
Voters: 73. You may not vote on this poll

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Old 03-27-2009, 09:56 AM   #31
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Re: Are you willing to pay more for MAAC insurance?

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Originally Posted by reo View Post
I, along with two others fly off of my 160 acres of property that is rented out to other family members. I have no real concerns as far as liability is concerned except for the possibility that we could burn down half the countryside if we have a bad turbine crash at the wrong time of the year (late August and September when the crops are ripe). I have made the concious decision that if the threat of a major fire exists due to harvest and dry conditions, we just don't fly the jets at that time.....Ron

btw, my vote was to allow flying from non registered fields with insurance at an extra cost and maybe be able to specify what we need covered, e.g. crops in danger of fire damage.
further to my previous post in the quote above, our overfly area is exclusively on my property consisting of pasture, hay and canola fields. At worst, (with the jets) we MAY infringe over family owned property adjacent to my 160 acres. In short, even in a disastrous crash there is nothing to harm as long as we are not flying the jets during the dry harvest season. Yet, now we find out that flying from a non registered field like ours has always been a 'grey area' as far as insurance is concerned and now may even be a black and white issue where we are absolutely not insured with MAAC membership. In short, our flying site is likely safer than most from a liability standpoint but our MAAC insurance is not in effect when we fly at this site or others like it........go figure....

btw, one of the fellows did have a 'disastrous' jet crash a couple of years back with a total loss to airframe and engine due to the resulting fire. Aside from the obvious loss, from a liability standpoint it was a non-event, just a smoking hole in my short, as stated before, 'off site' flying does not mean 'unsafe' flying....Ron

Last edited by reo; 03-27-2009 at 10:02 AM.
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Old 03-27-2009, 10:26 AM   #32
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Re: Are you willing to pay more for MAAC insurance?

Originally Posted by LGM Guitars View Post
Of course they should, who's to say that that same person won't go fly a giant scale airplane at some point during the year? We're insuring liability, not the models themselves.

Your point is noted and understood but since you invoked the "Who's to Say" element let us take it a stage further! ...............

Who's to say that the dedicated indoor enthusiast who has engaged in this form of aeromodelling for his whole modelling life will ever aspire to owning or operating one of the gargantuan models that are seen at Maac sanctioned fields today! ......... you are correct when you say that Insurance is about Liability and Liability is very closely linked to Risk Factor just as the Premium I pay for Fire Coverage on my House is directly linked to how far it is located from a Fire Hydrant or whether or not I heat it with a Woodstove.

The point I am trying to make here is objective in as much that with all the verbage being bandied about with regard to "Are you willing to Pay more for Maac Insurance" the people who consider themselves at the Low Risk end of the spectrum are going to be likely to come in with a positive No and possibly even consider leaving Maac altogether! ......... all of this would ultimately result in the people who operate at the High Risk end of the spectrum having to pay more to indulge their want anyway...................................
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